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【English Corner 快樂英語角Week 21】

單元1:Reading for Fun 好文趣事

Looking to become a homeowner this year? (123RF)
Looking to become a homeowner this year? (123RF)
文/吳約翰

【約翰叔叔溫馨小提醒】

看見這麼多英文字,先別害怕!別急著找中文翻譯。

以往錯誤的學習英文模式,是要先查好字典,往往曠日費時,喪失閱讀的樂趣,此篇章閱讀的設計,正是要避免中文翻譯,而單純以找出答案來的英文閱讀,只針對不懂的地方去學習、查閱即可,每個學習者不會的地方都是不同之處。

自行查字典或找答案的過程,往往都會記得更深刻,甚至發現更多。(確切知道我要什麼,哪裡不會)

被動學習(依賴翻譯)往往無法深刻記憶,甚至內化成自己的實力。祝福大家,在英文天地中,找到樂趣。

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文章一:A Useful Number

Looking to become a homeowner this year? Or maybe you want to sell your current home to move to a different location or into a larger property. More than likely, that means you'll be shopping for a mortgage—a home loan that will allow you to make that move.

Whether you know your credit score or not, by now you are aware that you have one and that potential lenders and insurance providers use that three-digit number to evaluate your credit worthiness.
There's another number that is just as important for evaluating your financial situation, and you don't have to pay a fee to get it. In fact, it's a number that you can calculate yourself anytime.

Your debt-to-income ratio—expressed as a percentage—is a simple way of showing how much of your income is available for a mortgage payment after all other continuing obligations are met. This ratio is one of the many things a lender considers before approving a home loan.

想一想:

1. 根據本文,想要成為「購屋族」,什麼會是關鍵因素? 
2. 根據本文,在申請房貸時,銀行通常會參考哪兩項關於您的因素?
3. 請問您算過自己的「負債比」嗎?要如何得知自己的「信用分數」呢?
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解答:

1. A Home Loan(房屋貸款)
2. Credit Score and Debt-to-Income Ratio(信用分數、負債比)

(文章來源:英文大紀元時報)

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文章二:Can You Spot 10 Differences in This Balmy Tropical Beach Scene?

圖1。(《英文大紀元》)圖1。(《英文大紀元》)

Take a look at the balmy illustration below. Can you spot 10 differences between the two images?(圖1)

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圖2。(《英文大紀元》)圖2。(《英文大紀元》)

解答:
(圖2)

1. Cloud
2. Sail
3. Birds
4. Surfboard
5. Banana
6. Baby monkey
7. Monkey tail
8. Banana leaf
9. Beach towel
10. Coconut straw

(文章來源:英文大紀元時報)◇